Your Safe Money Financial Planning Firm

Pay tax on your seed, not your harvest.

CPA Ed Slott, nationally recognized and respected IRA distribution tax expert, calls Indexed Universal Life Insurance (IUL) the greatest advantage in the tax code today.  Watch the video to the right and see Ed discuss IUL during one of his many PBS television appearances.

With an IUL, you can create a guaranteed lifetime TAX FREE retirement income.  Your Safe Money financial planning firm uses a special type of IUL available from a few select insurance carriers, designed to be an investment first, by minimizing the cost of life insurance while still maintaining the tax free income advantages of life insurance.

Someone retiring today with a $250,000 401k or IRA will pay $250,000 to $500,000 in taxes on that money over a 25 or 30 year retirement.  That is why Uncle Sam is happy to give you a tax deduction on your seed money going into the 401k because he knows he will get a huge tax revenue bonanza on your harvest money when you retire. 

With an IUL you can make your harvest tax free and with all the insanity in Washington today, who can count on tax rates not going up?